:root {
  --bg: #f5f8fd;
  --surface: #ffffff;
  --section-bg: #fbfcfe;
  --section-bg-alt: #eef3fa;
  --text: #0e1e3d;
  --muted: #475a81;
  --primary: #0f3671;
  --primary-soft: #1c4b95;
  --primary-deep: #081f47;
  --accent: #f6a800;
  --accent-soft: #ffbd2f;
  --border: #d3def0;
  --shadow: 0 16px 36px rgba(11, 44, 96, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Inter", sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
  font-size: 16px;
}

h1,
h2,
h3 {
  line-height: 1.18;
  margin: 0 0 0.9rem;
  letter-spacing: -0.01em;
}

p {
  margin: 0 0 1.05rem;
  color: var(--muted);
}

.container {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  backdrop-filter: blur(10px);
  background: rgba(255, 255, 255, 0.95);
  border-bottom: 1px solid var(--border);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 72px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  text-decoration: none;
  color: var(--primary);
  font-weight: 800;
  font-size: 1.15rem;
}

.brand-logo {
  width: 32px;
  height: 32px;
  object-fit: contain;
  display: block;
}

.nav-links {
  display: flex;
  gap: 1.25rem;
}

.nav-links a {
  text-decoration: none;
  color: var(--muted);
  font-weight: 600;
  font-size: 0.95rem;
}

.btn {
  display: inline-block;
  text-decoration: none;
  border: 0;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--primary), var(--primary-soft));
  color: #fff;
  padding: 0.9rem 1.45rem;
  font-weight: 700;
  font-size: 0.98rem;
  letter-spacing: 0.01em;
  cursor: pointer;
  transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease, filter 0.2s ease;
  box-shadow: 0 10px 24px rgba(15, 54, 113, 0.28);
}

.btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 30px rgba(15, 54, 113, 0.36);
  filter: brightness(1.02);
}

.btn-small {
  padding: 0.68rem 1.05rem;
  font-size: 0.9rem;
}

.hero {
  --hero-bg-image: url("https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=1920&q=80");
  position: relative;
  isolation: isolate;
  padding: 6.75rem 0 5.4rem;
  overflow: hidden;
  color: #f0f4ff;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background-color: #06152e;
  background-image: var(--hero-bg-image);
  background-size: cover;
  background-position: center 35%;
  background-repeat: no-repeat;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    100deg,
    rgba(4, 14, 36, 0.94) 0%,
    rgba(6, 22, 52, 0.82) 38%,
    rgba(8, 26, 58, 0.55) 72%,
    rgba(5, 18, 42, 0.75) 100%
  );
  pointer-events: none;
}

.hero > .container {
  position: relative;
  z-index: 2;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.95fr;
  grid-template-areas: "hero-copy hero-visual";
  gap: 2.75rem;
  align-items: start;
}

.hero-main {
  grid-area: hero-copy;
}

.hero-aside {
  grid-area: hero-visual;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  width: 100%;
  max-width: 400px;
  margin-left: auto;
}

.eyebrow {
  color: var(--primary-deep);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 0.77rem;
}

.hero .eyebrow {
  color: rgba(255, 255, 255, 0.82);
}

.hero h1 {
  font-size: clamp(2.05rem, 3.8vw, 3.35rem);
  max-width: 22ch;
  margin-bottom: 1.15rem;
  color: #fafcff;
  text-shadow: 0 2px 28px rgba(0, 0, 0, 0.35);
}

.hero-copy p {
  max-width: 50ch;
  font-size: 1.06rem;
  color: rgba(230, 238, 255, 0.9);
  text-shadow: 0 1px 16px rgba(0, 0, 0, 0.25);
}

.hero-reassurance {
  max-width: 48ch;
  margin: 0.85rem 0 0;
  padding: 0;
  font-size: 0.94rem;
  line-height: 1.55;
  font-weight: 400;
  color: rgba(205, 216, 245, 0.92);
}

.hero-trust {
  display: inline-block;
  margin: 1rem 0 0;
  padding: 0.35rem 0.7rem;
  border-radius: 999px;
  background: rgba(15, 54, 113, 0.08);
  color: var(--primary-deep);
  font-weight: 700;
  font-size: 0.9rem;
}

.hero .hero-trust {
  background: rgba(255, 255, 255, 0.12);
  color: #f2f6ff;
  border: 1px solid rgba(255, 255, 255, 0.14);
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 1.25rem;
}

.text-link {
  color: var(--primary);
  font-weight: 600;
  text-decoration: none;
  font-size: 0.97rem;
}

.hero .text-link.hero-secondary-cta {
  color: rgba(180, 205, 255, 0.98);
}

.hero .text-link.hero-secondary-cta:hover {
  color: #fff;
  text-decoration: underline;
}

.hero-primary-cta {
  padding-inline: 1.6rem;
}

.hero-secondary-cta {
  opacity: 0.95;
}

.hero-card {
  position: relative;
  z-index: 0;
  width: 100%;
  margin: 0;
  background: rgba(8, 28, 62, 0.88);
  backdrop-filter: blur(10px);
  color: #fff;
  padding: 1.65rem 1.5rem 1.75rem;
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 14px 36px rgba(0, 0, 0, 0.28);
}

.hero-card h2 {
  font-size: 1.28rem;
  line-height: 1.25;
}

.hero-card-list {
  list-style: none;
  margin: 0 0 1.45rem;
  padding: 0;
}

.hero-card-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  margin-bottom: 0.95rem;
  font-size: 0.98rem;
  line-height: 1.45;
}

.hero-card-list li:last-child {
  margin-bottom: 0;
}

.hero-card-tick {
  flex-shrink: 0;
  display: grid;
  place-items: center;
  width: 22px;
  height: 22px;
  margin-top: 0.12rem;
  color: rgba(255, 255, 255, 0.95);
}

.hero-card-tick svg {
  width: 22px;
  height: 22px;
}

.btn-light {
  background: linear-gradient(135deg, var(--accent), var(--accent-soft));
  color: #172642;
  box-shadow: none;
}

.btn-light:hover {
  filter: brightness(1.03);
}

.hero-card-cta {
  display: block;
  width: 100%;
  text-align: center;
  padding: 1rem 1.35rem;
  font-size: 1.02rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.2);
}

.hero-card-cta:hover {
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.26);
}

.section {
  padding: 5.8rem 0;
  background: var(--section-bg);
}

.section-alt {
  background: var(--section-bg-alt);
}

.trust-badges {
  padding: 1.65rem 0 1.75rem;
  border-top: 1px solid rgba(211, 222, 240, 0.85);
  border-bottom: 1px solid rgba(211, 222, 240, 0.85);
  background: linear-gradient(180deg, rgba(250, 252, 255, 0.9) 0%, var(--section-bg-alt) 100%);
}

.trust-row {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.85rem;
  align-items: stretch;
}

.trust-item {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 0.65rem;
  padding: 0.72rem 0.9rem;
  border-radius: 12px;
  border: 1px solid rgba(211, 222, 240, 0.95);
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.9) inset;
}

.trust-icon {
  flex-shrink: 0;
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  color: var(--primary);
}

.trust-icon svg {
  width: 22px;
  height: 22px;
}

.trust-label {
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--text);
  line-height: 1.35;
}

.trust-microcopy {
  margin: 0.75rem 0 0;
  padding: 0;
  text-align: center;
  font-size: 0.8rem;
  line-height: 1.45;
  font-weight: 400;
  letter-spacing: 0.01em;
  color: #627599;
}

.section h2 {
  font-size: clamp(1.75rem, 2.7vw, 2.3rem);
  margin-bottom: 1rem;
}

.section-intro {
  max-width: 62ch;
  margin-bottom: 1.7rem;
  font-size: 1.04rem;
}

.card-grid {
  margin-top: 1.3rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.2rem;
}

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 1.4rem;
  box-shadow: 0 10px 24px rgba(15, 54, 113, 0.06);
}

.card h3,
.step h3 {
  font-size: 1.22rem;
}

.steps {
  margin-top: 1.7rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.2rem;
}

.step {
  background: var(--surface);
  padding: 1.3rem;
  border-radius: 16px;
  border: 1px solid var(--border);
}

.step span {
  display: inline-grid;
  place-items: center;
  width: 34px;
  height: 34px;
  margin-bottom: 0.7rem;
  border-radius: 50%;
  font-weight: 700;
  color: #fff;
  background: var(--primary);
}

.faq-list {
  display: grid;
  gap: 0.95rem;
  margin-top: 1.5rem;
}

.faq-item {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 0.95rem 1.05rem;
}

.faq-item summary {
  cursor: pointer;
  font-weight: 600;
  color: var(--text);
}

.faq-item p {
  margin-top: 0.65rem;
}

.contact-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.2rem;
  align-items: start;
}

.contact-highlight {
  background: linear-gradient(180deg, #e7eefb 0%, #f2f7ff 100%);
}

.contact-intro-card {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 1.45rem;
  box-shadow: 0 12px 26px rgba(11, 44, 96, 0.08);
}

.contact-kicker {
  margin: 0 0 0.45rem;
  color: var(--primary);
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.contact-form {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 1.5rem;
  box-shadow: 0 16px 30px rgba(16, 58, 122, 0.12);
}

.contact-form label {
  display: block;
  margin: 0.35rem 0;
  font-size: 0.95rem;
  font-weight: 600;
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid #bfcce3;
  border-radius: 10px;
  padding: 0.92rem 0.9rem;
  font: inherit;
  font-size: 1rem;
  margin-bottom: 0.9rem;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: 2px solid #8dafeb;
  border-color: #8dafeb;
}

.form-message {
  min-height: 1.25rem;
  margin-top: 0.75rem;
  font-weight: 500;
}

.is-hidden {
  display: none;
}

.contact-note {
  font-size: 0.98rem;
  color: var(--muted);
}

.contact-direct p {
  margin: 0.25rem 0;
}

.contact-direct a {
  color: var(--primary);
  font-weight: 600;
  text-decoration: none;
}

.contact-direct a:hover {
  text-decoration: underline;
}

.contact-submit {
  width: 100%;
  margin-top: 0.3rem;
  padding: 0.98rem 1.2rem;
  font-weight: 800;
  font-size: 1rem;
}

.inline-cta {
  margin-top: 2.3rem;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 1.1rem 1.2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  background: #f8fbff;
}

.inline-cta p {
  margin: 0;
  color: var(--text);
  font-weight: 600;
}

.inline-cta-contrast {
  background: #ffffff;
}

.footer-divider {
  height: 1px;
  background: linear-gradient(
    90deg,
    transparent,
    rgba(211, 222, 240, 0.95) 12%,
    rgba(211, 222, 240, 0.95) 88%,
    transparent
  );
}

.site-footer {
  background: #071a3a;
  color: #c8d7ee;
  padding: 2.75rem 0 2.25rem;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}

.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr) minmax(0, 1fr);
  gap: 2rem 2.5rem;
  align-items: start;
}

.footer-col {
  min-width: 0;
}

.footer-brand-name {
  margin: 0 0 0.5rem;
  color: #f2f6ff;
  font-weight: 800;
  font-size: 1.05rem;
  letter-spacing: -0.02em;
}

.footer-brand-text {
  margin: 0;
  font-size: 0.86rem;
  line-height: 1.55;
  color: #9eb4d6;
}

.footer-heading {
  margin: 0 0 0.55rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #8fa6c9;
}

.footer-muted {
  margin: 0 0 0.35rem;
  font-size: 0.88rem;
  color: #b4c5e0;
}

.footer-note {
  font-size: 0.8rem;
  color: #7f93b8;
}

.footer-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.4rem;
}

.footer-link {
  color: #e3ebfb;
  text-decoration: none;
  font-size: 0.88rem;
  font-weight: 500;
}

.footer-link:hover {
  text-decoration: underline;
}

.footer-disclaimer {
  margin: 0;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.75rem;
  line-height: 1.55;
  color: #7f93b8;
}

.footer-copy {
  margin: 0;
  font-size: 0.78rem;
  color: #6d84ad;
}

.mobile-sticky-cta {
  display: none;
}

.modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 40;
  background: rgba(4, 14, 36, 0.62);
}

.modal-overlay.is-hidden {
  display: none;
}

.legal-modal {
  position: fixed;
  inset: 0;
  z-index: 50;
  display: grid;
  place-items: center;
  padding: 1rem;
}

.legal-modal.is-hidden {
  display: none;
}

.legal-modal-dialog {
  width: min(860px, 96vw);
  max-height: 90vh;
  overflow-y: auto;
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: 16px;
  box-shadow: 0 24px 48px rgba(7, 26, 58, 0.34);
  position: relative;
}

.legal-modal-content {
  padding: 1.35rem 1.35rem 1.5rem;
}

.legal-modal-content p {
  color: var(--muted);
}

.legal-modal-content h2,
.legal-modal-content h3,
.legal-modal-content h4 {
  color: var(--text);
}

.legal-modal-content ul {
  margin-top: 0.35rem;
  margin-bottom: 1rem;
  color: var(--muted);
}

.legal-modal-content hr {
  border: 0;
  border-top: 1px solid var(--border);
  margin: 1.1rem 0;
}

.legal-modal-close {
  position: sticky;
  top: 0.55rem;
  float: right;
  margin: 0.55rem 0.55rem 0 0;
  width: 36px;
  height: 36px;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #ffffff;
  color: var(--primary);
  font-size: 1.45rem;
  line-height: 1;
  cursor: pointer;
  z-index: 2;
}

body.modal-open {
  overflow: hidden;
}

@media (max-width: 1024px) and (min-width: 881px) {
  .trust-row {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 880px) {
  .hero-grid,
  .contact-wrap,
  .card-grid,
  .steps,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    grid-template-areas:
      "hero-visual"
      "hero-copy";
    gap: 2rem;
  }

  .hero-aside {
    width: 100%;
    max-width: none;
    margin-left: 0;
  }

  .hero-card {
    padding: 1.65rem 1.45rem 1.75rem;
  }

  .trust-row {
    grid-template-columns: 1fr;
  }

  .nav-links {
    display: none;
  }

  .hero {
    padding: 5rem 0 4rem;
  }

  .hero-actions,
  .inline-cta {
    flex-direction: column;
    align-items: flex-start;
  }

  body {
    padding-bottom: 88px;
  }

  .mobile-sticky-cta {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 20;
    display: block;
    padding: 0.7rem 0.85rem calc(0.7rem + env(safe-area-inset-bottom));
    background: rgba(248, 251, 255, 0.97);
    backdrop-filter: blur(8px);
    box-shadow: 0 -10px 28px rgba(8, 31, 71, 0.2);
    border-top: 1px solid var(--border);
  }

  .mobile-sticky-cta .btn {
    display: block;
    width: 100%;
    text-align: center;
    background: linear-gradient(135deg, var(--primary), var(--primary-soft));
  }

  .legal-modal {
    padding: 0.6rem;
  }

  .legal-modal-dialog {
    width: 100%;
    max-height: 92vh;
  }

  .legal-modal-content {
    padding: 1.1rem 1rem 1.2rem;
  }
}
